Patet
An AI money coach that reads your real bank data.
Glyphe is an AI money coach (Claude Sonnet 4.6) that reads your real Plaid transactions and uploaded bank statements, then coaches you in plain English. Spent $80 on takeout this week? Glyphe surfaces it, names the pattern, and assigns the lesson — multi-turn, in your context, not as a passive feed. 121 lessons across 18 modules supply the curriculum Glyphe draws from.
Live web app, in beta · iOS + Android coming
Live now
Patet is running in beta at patet.plainlydigital.com
Create an account, connect your bank read-only through Plaid (or upload statements), and Glyphe starts coaching against your real transactions. No install required — native iOS and Android builds follow.
Launch the app →
What it does
- Glyphe AI coach (Claude Sonnet 4.6) reads your real Plaid transactions + uploaded statements and coaches in plain English
- AI extracts transactions from PDF / CSV / Excel statement uploads if you don't want Plaid
- Plaid-driven lesson assignment: AI picks the lesson that matches your actual spending pattern
- Money Personality, Money Roast, Future You Visualizer, weekly Money Wrapped recap — all AI-generated
- Curriculum layer: 121 lessons across 18 modules — budgeting, debt, investing, taxes, retirement
- Patet Certified™ credential — AI-graded 50-question assessment, shareable on LinkedIn
- Crisis routing always free, regardless of tier (Unicode-normalized text classification)
Pricing
Free
$0
10 coach calls/day · 60/mo · all 121 lessons.
Pro
$24.99/yr
40 calls/day · statement uploads · annual saves 30%.
Pro+
$57.99/yr
80 calls/day · Sonnet model on coach · priority feed.
Pattern detected · 90 days
DoorDash is up $112
You went from 4 orders/mo to 9 since March. That's not a budget problem — it's a "rough week, didn't cook" pattern. Want the lesson on emotional spending or the one on subscription audit?